Cardel Homes Financing Tool
Payment Advantage Calculator
Compare a standard market rate against an incentive rate and see the monthly payment difference instantly.
Loan Parameters
2/1 Buydown
Total Savings for this loan is
$0*
3rd party contribution: $0
Contribution status will appear here.
Showing Year 1 at 0%
Year 1 (0%)
Principal & Interest$0
Monthly Savings$0
Total Payment / Month$0
Year 2 (0%)
Principal & Interest$0
Monthly Savings$0
Total Payment / Month$0
Year 3 (0%)
Principal & Interest$0
Monthly Savings$0
Total Payment / Month$0
Monthly savings vs today’s payment:
Year 1: $0/mo
•
Year 2: $0/mo
•
Year 3: $0/mo
Full Monthly Payment Comparison — 30-Year Fixed
Market Rate Payment
6.375% Interest Rate
$0
Principal & Interest$0
Taxes$0
Insurance$0
HOA$0
Incentive Rate Payment
4.99% Interest Rate
$0
Principal & Interest$0
Taxes$0
Insurance$0
HOA$0
Visual Payment Comparison
Estimated Monthly Savings
$0
$0 estimated annual savings
Purchasing Power Snapshot
Incentive Purchase Price
$0
Market Rate Equivalent
$0
Equivalent Price Difference
$0
This calculator is for educational purposes only and does not represent a loan approval, rate lock, or commitment to lend. Payments are estimates only. Final terms may vary based on credit score, loan amount, down payment, property taxes, insurance, HOA dues, occupancy, property type, and underwriting approval. Craig Blanton | NMLS #376491.